Guides Listing Demo

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FAQ Listing Demo

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You are not permitted to deposit additional money into a term deposit during the term. However, once the term is completed you can add funds for a new term.

To learn about Comprehensive Credit Reporting (CCR), click here.

To access your current interest rate please log into Firstmac Money. Select the "Accounts" tab, then click on "Account/ BSB Details" (written in small text on the right hand side of the screen, next to the available balance figure.) A pop up will appear showing your current interest rate and other repayment details.

Residential Mortgage Backed Securities (RMBS) are a type of Note or Bond that is secured by a pool of residential mortgages. An RMBS note is typically registered on Austraclear, a clearing and settlement system used in capital markets, and is able to be traded in the secondary market. An RMBS transaction will usually be issued in two or more separate tranches based on the priority of principal and interest payments.

Document Listing Demo

Offset Home Loan Brochure

Basic 80 (Broker Special Discount)

ZIP home loan brochure

Data Table Demo

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Contacts Grid Demo

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Kim Cannon
Managing Director

Kim is founder and Managing Director of Firstmac Limited.

He has been in the Australian finance industry for more than 40 years, and has owned a number of different companies and brands in that time. Kim was there at the start of non-bank lending in Australia and is one of the leaders that challenged the banking industry at the time and made home loans more competitive for every day consumers.

Kim is well known in the industry for creating innovative products to help people meet their financial goals. Throughout his career he has been excellent at anticipating the evolution of the industry and this, combined with his customer-centric focus, has allowed him to build a non-bank lender that is nimble and innovative.

Today, Firstmac is one of the few non-bank mortgage lenders left in Australia following the Global Financial Crisis, and Kim sees the company's role as providing much-needed competition in the industry.

Kim's philosophy that business is built on strong relationships, honesty, and integrity has helped to make him a respected leader in the financial services sector.

Kim does not see the need for Firstmac to have branches because technology allows so many other ways for people to make contact. Kim believes the way forward is to provide technology to help people manage their financial lives when they want, where they want. Not between 9-5 in a branch.

Kim's hobbies outside of work include sport, photography, videography and music. He is a die-hard fan of British rock group Pink Floyd - a fact you can't miss if you visit him in his office.

James Austin
Chief Financial Officer

James is the CFO of Firstmac Limited, a role he has held since 2005.

James has a wealth of knowledge in treasury and capital markets and expertise in debt, equity, and derivative markets.

He managed the acquisition and integration of HSBC's $2.2 billion residential mortgage portfolio in 2006, has overseen the issuance of more than $29 billion of RMBS, and managed Firstmac through volatile global funding markets.

James started his career at KPMG in Brisbane where he attained his ACA qualifications with the Institute of Chartered Accountants. He has since worked for CSFB, Abbey National, and HSBC.
He has a Bachelor of Business (Accounting) from the Queensland University of Technology.

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FMC Content Demo

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Donec egestas quam justo, vitae ultricies nibh dapibus vel. Pellentesque mi justo, iaculis quis suscipit et, mollis malesuada velit. Curabitur congue arcu nec lorem blandit, in convallis tellus viverra. Sed urna metus, blandit non venenatis ut, porta eget elit. Nullam at eros libero. Sed imperdiet consectetur risus, ac tincidunt lectus ornare sit amet. Vestibulum tempor sem erat, vel pulvinar neque rutrum non.

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Image grid demo

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Page listing demo

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Testimonials demo

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September 20, 2021

Helpful, efficient and very customer focused

I've worked with Firstmac car loans for the past 3 years and have found them helpful, efficient and very customer focused.

Michael J

September 14, 2021

Australia's best lender!!!

Australia's best lender!!! I have done around 8 home loans/refinances in the last 5 years with various lenders/brokers. I can honestly say Firstmac is by far the best to deal with out of them all! I've been working with Nick Brown from the lending team and Kathrine Seal from sales support and would definitely recommend these guys and the rest of the team to anyone!!! Turn around times are very sharp and when there's a problem you can call and have the issue explained/resolved easily. Keep up the good work guys.

Bill C

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