Firstmac Car Loans are a competitive and cost-efficient car finance option for Australians

Accredited brokers enjoy priority service from the dedicated Firstmac Car Loans team and have a prime opportunity to deliver their clients a superior car finance product featuring competitive rates and a simple application process with no requirement for asset backing.

Firstmac have some great offerings, including our new variable car loan from 4.94%, one of the lowest rates in Australia, where customers can access a redraw facility and redraw up to $5000 per day. We have no ongoing or annual fees, and offer interest rate discounts for home owners and Green Cars.

We have many points of difference in the market to benefit your customers and help you create sales opportunities.

Firstmac Points of Difference

  • No monthly fees
  • Auto approval - data based approval
  • Fast turnaround time - within 4 hours (if not auto approved)
  • Variable rate with redraw - reduce term with additional payments or budget for expenses.
  • Digital process - end to end including DocuSign and Biometrics ID
  • Graduate Policy
  • Strong serviceability - Negative gearing benefits used for investment property owners
  • 100% Overtime, Bonus & commission income can be used for serviceability*
  • Homeowners discount 1%
  • Green car discount 0.70% for Electric & Hybrid vehicles
  • Fees, insurances, and warranties have no impact on LVR
  • Highly competitive commission
  • Minimal supporting documents - 1 payslip*
  • Mid term Refinance available
  • Age of vehicle 15 years at end of term
  • No spousal income documents required for applicants with >600 CCR


*Terms & Conditions apply.

Start your accreditation

It’s easy to get accredited with Firstmac. Simply reach out to one of our friendly Business Development Managers to get started:

Tim Lorenz
BDM QLD & SA
Phone: 07 3015 9461
Mobile: 0402 897 065
Yvonne Bellamy
BDM QLD & WA
Phone: 07 3015 9466
Mobile: 0427 738 392
Liz Zarb
BDM NSW
Phone: 02 8579 8408
Mobile: 0497 703 354