Flexible & competitive
As Australia's largest non-bank lender, Firstmac offers a very competitive range of car and caravan loans. Firstmac lends for most kinds of cars and caravans, for personal use.
Our car and caravan loans are available around the country through our accredited Broker network.
With competitive rates and great features, get in touch to find out if there is a Firstmac car or caravan loan that is right for you.
Key Features
Flexible rates
We offer both variable and fixed rate car and caravan loans. Fixed rate car and caravan loans give you the certainty of knowing what your repayments will be for the term of your loan, while protecting you against any rate increases. Whereas variable rate car and caravan loans offer more flexibility, such as the ability to make additional payments and withdraw them when you need.
Principal & interest and balloon payments
A Principal and Interest loan
We offer flexible principal and interest repayment schedules for our car and caravan loans, including weekly, fortnightly, or monthly options.
A "balloon" payment
A balloon payment option allows approved customers to opt for lower monthly repayments during the term of the loan, followed by a larger residual value - the balloon payment - at the end of the term
Borrow up to $150,000
Firstmac offers secured asset loans ranging from $10,000 to $150,000 for cars and caravans bringing the vast majority of cars and caravans within reach.
Redraw facility
A redraw facility is available on variable rate loans.
Asset Finance broker?
Get accredited with Firstmac
We’re an Australian owned company, with more than 46 years experience, and over $21 billion in mortgages under management.
Learn more
Customer reviews
“
Firstmac have been amazing in helping me get my finance for my new car. So happy!„
“
We had a really positive experience with Firstmac for our home loan. From start to finish, the process was smooth, transparent, and far less stressful than we expected. We especially appreciated how straightforward everything was—no unnecessary complications or hidden surprises. Their rates were competitive, and the overall service felt reliable and efficient. It gave us confidence that we had chosen the right lender. We would definitely recommend Firstmac to anyone looking for a home loan, especially if you value good communication and a hassle-free experience.„
“
Mike was awesome. Processed or loan fast and followed up consistently when car yard was dragging their feet. Found multiple options for us to choose the best for us. Very happy with the service.„
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