Flexible & competitive
As Australia's largest non-bank lender, Firstmac offers a very competitive range of car and caravan loans. Firstmac lends for most kinds of cars and caravans, for personal use.
Our car and caravan loans are available around the country through our accredited Broker network.
With competitive rates and great features, get in touch to find out if there is a Firstmac car or caravan loan that is right for you.
Key Features
Flexible rates
We offer both variable and fixed rate car and caravan loans. Fixed rate car and caravan loans give you the certainty of knowing what your repayments will be for the term of your loan, while protecting you against any rate increases. Whereas variable rate car and caravan loans offer more flexibility, such as the ability to make additional payments and withdraw them when you need.
Principal & interest and balloon payments
A Principal and Interest loan
We offer flexible principal and interest repayment schedules for our car and caravan loans, including weekly, fortnightly, or monthly options.
A "balloon" payment
A balloon payment option allows approved customers to opt for lower monthly repayments during the term of the loan, followed by a larger residual value - the balloon payment - at the end of the term
Borrow up to $150,000
Firstmac offers secured asset loans ranging from $10,000 to $150,000 for cars and caravans bringing the vast majority of cars and caravans within reach.
Redraw facility
A redraw facility is available on variable rate loans.
Asset Finance broker?
Get accredited with Firstmac
We’re an Australian owned company, with more than 46 years experience, and over $21 billion in mortgages under management.
Learn more
Customer reviews
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Clear product information and good online infrastructure for submitting documents. Fair fees and reasonable rates.„
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I had an amazing experience with Firstmac during my recent car purchase. The whole process was smooth, stress-free, and well organised from start to finish. Marschelle Harvey was especially fantastic, she went above and beyond to make sure everything ran smoothly and kept me updated at every step. Her professionalism, friendliness, and attention to detail made the experience really positive. I truly appreciate the excellent service and would highly recommend them to anyone looking to buy a car.„
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I wish to thank you for the opportunity to buy my first ever brand-new car. You have no idea of how you have lifted my spirits that there are still people who will give you a chance.„
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