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Key Features

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Flexible rates

We offer both variable and fixed rate car loans. Fixed rate car loans give you the certainty of knowing what your repayments will be for the term of your loan, while protecting you against any rate increases. Whereas variable rate car loans offer more flexibility, such as the ability to make additional payments and withdraw them when you need.

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Principal & interest and balloon payments

A Principal and Interest loan
We offer flexible principal and interest repayment schedules for our car loans, including weekly, fortnightly, or monthly options.

A "balloon" payment
A balloon payment option allows approved customers to opt for lower monthly repayments during the term of the loan, followed by a larger residual value - the balloon payment - at the end of the term

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Borrow up to $150,000

Firstmac offers car loans ranging from $5,000 to $150,000 bringing the vast majority of cars within reach.

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Redraw facility

A redraw facility is available on variable rate loans.

Recent awards

Best Non-Bank 2024 Australian Broker 5-Star Sustainable Program Best Non-Bank Bronze – Mortgage professional Australia Bronze – Turnaround times Bronze – Interest rates Silver – Credit policy Best Non-Bank
We're recognised & awarded by the Australian financial industry. View all awards

Customer reviews

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