What is domestic and family violence?
Domestic and Family Violence occurs when one person in a current or former relationship uses violence and abuse to exercise or maintain power and control over another person. This includes behaviour that is:
- physically, sexually, emotionally, spiritually, psychologically or economically abusive
- threatening and coercive or aimed at controlling or dominating the other person through fear
Domestic violence can occur in any relationship including current or former: partners, spouses, carers or paid support workers, parents, guardians, adult children and adolescents. We know domestic and family violence does not discriminate, it can happen to anyone regardless of their religion, culture, social background, gender or sexuality.
Source: Australia's Challenge DV, 2021eat features, there is bound to be a Firstmac car loan that is right for you.
What is financial abuse?
Financial abuse is an extremely serious problem affecting many people in Australia.
Some examples of financial abuse include if your current or former partner:
- Refuses to give you access to money and information about your own finances, such as your loan account or offset sub-account
- Forces you to take on a debt you haven't consented to
- Withholds a large amount of money
- Transfers your home or car out of your name
- Intentionally tries to damage your credit by not making payments
- Fraudulently uses your details on a loan without your permission.
How can we help?
We're here to help customers impacted by domestic and family violence and financial abuse.
You can speak confidentially to a specialist Firstmac Customer Wellbeing team member about your current situation if you're experiencing financial abuse.
You can speak with the Customer Wellbeing team on 1300 538 488 between 8:30am-5:00pm, Monday to Friday (AEST). We are available on public holidays excluding national public holidays where we'll respond on the next business day.
Please note, our Customer Wellbeing team are not counsellors, they are experienced customer care consultants here to chat to you in confidence and assist you with managing your loan.
As one of the leading lenders in Australia our approach is to lead the way for our industry. As a result, we've written a very comprehensive financial abuse policy that has been tailored to our organisation.
Our mission is to make the conversation about family and domestic violence a conversation that is had by all Australians, and we encourage all lenders to form a process and put procedures in place to identify financial abuse and respond. We’ve engaged with our Community Partner, Challenge DV, to not only form our Financial Abuse Policy, but to also train our staff and team leaders to recognise and react accordingly, for both our customers and our staff.
The more our industry is trained in this area, the more we bring the conversation out into the open and away from the shadows.
Our internal policy is built on the below principles.
DFV can occur in any relationship and can affect people of all cultures, religions, ages, genders, sexual orientations, educational backgrounds and income levels. Some groups are more vulnerable to DFV include women, culturally and linguistically diverse, LGBTIQA, First Nation people or people with a disability.
Customers may not disclose or recognise they are suffering from financial abuse. Staff should be alert to the following signs of potential financial abuse from customers on phone calls or in other communications:
Customers may be in significant distress, in fear for their personal safety, homeless or residing at temporary accommodation. We will be flexible and accommodating in considering requests from customers in circumstances of financial abuse to meet the individual needs of each customer.
We’re committed to ensuring the confidentiality and privacy of customers and staff, and all records will be kept confidential.
We prioritise the safety and wellbeing of our customers and those affected by DFV. It is important for our staff to understand that it can be a challenging time for customers when they choose to disclose their experience of DFV. It is also important for our customers to:
- Feel heard and only need to make this disclosure once. Staff will ensure that notes kept on file will remain confidential and will reduce the need for customers to re-tell their story.
- Have confidential and respectful interactions with our staff
- Be certain their personal information is kept confidential and safe
- Are provided with time and information to help them consider their options and make informed decisions
In an emergency contact 000.
Family Support Resources
Family Relationship Advice Line
Call 1800 050 321
Child Protection Helpline
Call 132 111
Services and Practitioners for Elimination of Abuse (SPEAQ)
Financial Counselling Australia
Sunny is 1800Respect's app for women with disability who have experience violence and abuse
Download for: iOS