The Firstmac home loan range is big on flexibility and choice to meet the needs of today's borrowers.
 

Firstmac Package Rates

Our Investor Package Special Offer allows borrowers to package their owner-occupied loan with their investment loan and enjoy a low fixed rate for both, including optional interest-only repayments.   

Below are some of the combinations available under our Variable Rates Investor package:

 

Owner Occupied 

Rate

Investment Package

Rate

Variable 
Combination 1 

Vital 80 P&I

3.98% p.a

Vital 80 P&I

4.33% p.a

Variable 
Combination 2 

VIP 80 P&I

4.08% p.a

Vital 80 I/O

4.63% p.a

Variable 
Combination 1 

Vital 80 I/O

4.33% p.a

Vital 80 I/O

4.63% p.a

 

Below are some of the combinations available under our Fixed Rates Investor package:

 

Owner Occupied 

Rate

Investment Package

Rate

Fixed Rate  
Combination 1 

Vital 80 P&I

3.98% p.a

Fixed 2 Years P&I or I/O

4.09% p.a

Fixed Rate  
Combination 2 

VIP 80 P&I

4.08% p.a

Fixed 3 Years P&I or I/O

4.19% p.a

Fixed Rate  
Combination 3 

Vital 80 P&I

3.98% p.a

Fixed 3 Years P&I or I/O

4.19% p.a

 

  P&I I/O
Owner Occupied Investor Max LVR Owner Occupied Investor Max LVR
Vital 80  3.98% p.a 4.53% p.a 80% 4.33% p.a 4.83% p.a 80%
Vital 90 4.08% p.a 4.63% p.a 90% 4.43% p.a 4.93% p.a 90%
VIP 80  4.08% p.a 4.63% p.a 80% 4.43% p.a 4.93% p.a 80%
VIP 90  4.18% p.a 4.73% p.a 90% 4.53% p.a 5.03% p.a 90%
Construction 80 4.63% p.a 4.93% p.a 80%
Construction 90  4.83% p.a 5.13% p.a 90%
Fixed 1 year  4.09% p.a 4.29% p.a 90% 4.24% p.a 4.44% p.a 80%
Fixed 2 year 4.09% p.a 4.48% p.a 90% 4.09% p.a 4.63% p.a 80%
Fixed 3 year 4.19% p.a 4.64% p.a 90% 4.19% p.a 4.79% p.a 80%
 

Package your owner-occupied home loan together with your investment loan and enjoy low rates for both. For more information, please contact your BDM.

Non-resident not available under the Fixed rates and Vital products.


*Rates as of 17 July 2018. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative, available for new loans only and subject to change without notice. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness before acting on it. The products and services described on this website are available only in Australia. Management of all loans is carried out by Firstmac Limited ACN 094 145 963 Australian Credit Licence 290600