Firstmac Rates

The Firstmac home loan range is big on flexibility and choice to meet the needs of today's borrowers.

Non-resident only available on VIP.
Owner Occupier Investor Max LVR
Principal & Interest Interest Only Principal & Interest Interest Only
Basic 80
(Broker Special Discount)
2.19% p.a.
(2 yr discount variable)
80%
Offset 80
(Broker Special Discount)
2.19% p.a.
(2 yr discount variable)
80%
Basic 80
(Broker Special)
2.59% p.a. 2.89% p.a. 2.84% p.a. 3.04% p.a. 80%
Basic 90
(Broker Special)
2.79% p.a. 2.99% p.a. 2.99% p.a. 3.19% p.a. 90%
Offset 80
(Broker Special Plus)
2.39% p.a. 2.49% p.a. 80%
Offset 80
(Broker Special)
2.74% p.a. 3.09% p.a. 2.94% p.a. 3.19% p.a. 80%
Offset 90
(Broker Special)
2.89% p.a. 3.09% p.a. 3.09% p.a. 3.29% p.a. 90%
ZIP Home Loan 2.73% p.a. 90%
Non-resident VIP 3.33% p.a. 3.53% p.a. 80%
Construction 80 3.57% p.a. 3.67% p.a. 80%
Construction 90 3.77% p.a. 3.87% p.a. 90%
Fixed 1 year 2.44% p.a. 2.84% p.a.
(up to 80%)
2.64% p.a. 3.04% p.a.
(up to 80%)
90%
Fixed 2 year 2.59% p.a. 2.99% p.a.
(up to 80%)
2.79% p.a. 3.19% p.a.
(up to 80%)
90%
Fixed 3 year 2.74% p.a. 3.14% p.a.
(up to 80%)
2.94% p.a. 3.34% p.a.
(up to 80%)
90%
Fixed 4 year 2.94% p.a. 3.34% p.a.
(up to 80%)
3.14% p.a. 3.54% p.a.
(up to 80%)
90%
Fixed 5 year 3.13% p.a. 3.53% p.a.
(up to 80%)
3.33% p.a. 3.73% p.a.
(up to 80%)
90%

Green Home Loan Products**

**Rates are discounted for 5 years, reverting to standard applicable product rate. See Green Home Loan Discount Offer Terms and Conditions.
Owner Occupier Investor Max LVR
Principal & Interest Interest Only Principal & Interest Interest Only
Green Basic 90 2.19% p.a. 2.49% p.a. 2.44% p.a. 2.64% p.a. 90%
Green Offset 90 2.34% p.a. 2.69% p.a. 2.54% p.a. 2.79% p.a. 90%
Green Construction 90 2.19% p.a. 2.64% p.a. 90%

SMSF

Owner Occupier Investor Max LVR
Principal & Interest Interest Only Principal & Interest Interest Only
SMSF 80
(Broker Special Discount)
3.99% p.a. 80%
SMSF 70 4.75% p.a. 70%
SMSF 70 - Fixed 5 years 4.75% p.a. 70%
SMSF 80 4.99% p.a. 80%
SMSF 80 - Fixed 5 years 4.99% p.a. 80%

Possible Investor Combinations

Owner Occupied Investor
Combination 1 2.19% p.a
Broker Special Discount Offset 80 - P&I
2.84% p.a
Broker Special Investor Basic 80 - P&I
Combination 2 2.19% p.a
Broker Special Discount Offset 80 - P&I
3.04% p.a
Broker Special Investor Basic 80 - IO
Combination 3 2.19% p.a
Broker Special Discount Basic 80 - P&I
2.94% p.a
Broker Special Investor Offset 80 - P&I
Combination 4 2.19% p.a
Broker Special Discount Basic 80 - P&I
3.19 p.a
Broker Special Investor Offset 80 - IO

Home Loan Brochures

Investor Combinations

Points of difference

Product Matrix

Green Home Loan Brochures

Green Home Loan Brochure

Green Construction & Home Loan Discount Offer T&C

SMSF

SMSF Product Sheet