Firstmac Rates

The Firstmac home loan range is big on flexibility and choice to meet the needs of today's borrowers.

Non-resident only available on VIP.
P&I I/O
Owner Occupied Investor Max LVR Owner Occupied Investor Max LVR
Basic 80
(Broker Special Discount)
2.19% p.a.
(2 yr discount variable)
80%
Basic 80
(Broker Special)
2.59% p.a. 2.84% p.a. 80% 2.89% p.a. 3.04% p.a. 80%
Basic 90
(Broker Special)
2.79% p.a. 2.99% p.a. 90% 2.99% p.a. 3.19% p.a. 90%
Offset 80
(Broker Special)
2.74% p.a. 2.94% p.a. 80% 3.09% p.a. 3.19% p.a. 80%
Offset 90
(Broker Special)
2.89% p.a. 3.09% p.a. 90% 3.09% p.a. 3.29% p.a. 90%
ZIP Home Loan 2.73% p.a. 90%
Non-resident VIP 3.33% p.a. 80% 3.53% p.a. 80%
Construction 80 3.57% p.a. 3.67% p.a. 80%
Construction 90 3.77% p.a. 3.87% p.a. 90%
Fixed 1 year 3.03% p.a. 3.23% p.a. 90% 3.43% p.a. 3.63% p.a. 80%
Fixed 2 year 3.03% p.a. 3.23% p.a. 90% 3.43% p.a. 3.63% p.a. 80%
Fixed 3 year
(Special Offer)
2.19% p.a. 2.94% p.a. 80% 3.09% p.a. 3.19% p.a. 80%
Fixed 3 year 3.03% p.a. 3.23% p.a. 90%
Fixed 4 year 3.13% p.a. 3.33% p.a. 90% 3.53% p.a. 3.73% p.a. 80%
Fixed 5 year 3.23% p.a. 3.43% p.a. 90% 3.63% p.a. 3.83% p.a. 80%

Possible Investor Combinations

Owner Occupied Investor
Combination 1 2.19% p.a
Broker Special Discount Basic 80 - P&I
2.99% p.a
Broker Special Investor Basic 90 - P&I
Combination 2 2.19% p.a
Broker Special Discount Basic 80 - P&I
3.19% p.a
Broker Special Investor Basic 90 - IO
Combination 3 2.79% p.a
Broker Special Basic 90 - P&I
2.94% p.a
Broker Special Investor Offset 80 - P&I
Combination 4 2.79% p.a
Broker Special Basic 90 - P&I
3.19 p.a
Broker Special Investor Offset 80 - IO

Brochures

Basic 80 (Broker Special Discount)

Basic Home Loan Brochure

Investor Combinations

Offset Home Loan Brochure

Points-of-difference.pdf

Product Matrix

SMSF Product Sheet

ZIP Home Loan Brochure