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The Firstmac home loan range is big on flexibility and choice to meet the needs of today's borrowers.
 

Firstmac Rates:

  P&I I/O
Owner Occupied Investor Max LVR Owner Occupied Investor Max LVR
Basic 80
(Broker Special)		 2.99% p.a 3.19% p.a 80% 3.19% p.a 3.39% p.a 80%
Vital 80  3.38% p.a 3.83% p.a 80% 3.73% p.a 4.13% p.a 80%
Vital 90 3.38% p.a 3.93% p.a 90% 3.83% p.a 4.23% p.a 90%
Offset 80 
(Broker Special) 		 3.09% p.a — 80% 3.29% p.a — 80%
VIP 80  3.48% p.a 3.93% p.a 80% 3.83% p.a 4.23% p.a 80%
VIP 90  3.48% p.a 4.03% p.a 90% 3.93% p.a 4.33% p.a 90%
Construction 80 — — — 4.03% p.a 4.33% p.a 80%
Construction 90  — — — 4.23% p.a 4.53% p.a 90%
Fixed 1 year  3.59% p.a 3.79% p.a 90% 3.74% p.a 3.94% p.a 80%
Fixed 2 year 3.78% p.a 3.98% p.a 90% 3.93% p.a 4.13% p.a 80%
Fixed 3 year 3.94% p.a 4.14% p.a 90% 4.09% p.a 4.29% p.a 80%
Fixed 2 year 
Special Offer 		 3.14% p.a 3.79% p.a 80% 3.69% p.a 3.99% p.a 80%
Fixed 3 year 
Special Offer 		 3.14% p.a 3.79% p.a 80% 3.69% p.a 3.99% p.a 80%
 

Non-resident not available under the Fixed rates, Vital and Basic products.

Possible Investor Combinations: 

  Owner Occupied Investor
Combination 1 2.99% p.a
Broker Special Basic 80 - P&I		 3.19% p.a
Broker Special Basic 80 - P&I
Combination 2 2.99% p.a
Broker Special Basic 80 - P&I		 3.39% p.a
Broker Special Basic 80 - IO
Combination 3 3.09% p.a
Broker Special Offset 80 - P&I		 3.39% p.a
Broker Special Basic 80 - IO
Combination 4  3.29% p.a
Broker Special Offset 80 - IO		 3.39% p.a
Broker Special Basic 80 - IO
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Investor Brochure
  PDF
Points of Difference
  PDF
Product Matrix
  PDF
Rate Sheet
  PDF
VIP Home Loan Brochure
  PDF
Vital Home Loan Brochure
  PDF

*Rates as of 4th November 2019. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative, available for new loans only and subject to change without notice. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness before acting on it. The products and services described on this website are available only in Australia. Management of all loans is carried out by Firstmac Limited ACN 094 145 963 Australian Credit Licence 290600

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