Firstmac Rates

The Firstmac home loan range is big on flexibility and choice to meet the needs of today's borrowers.

Non-resident only available on VIP.
Owner Occupier Investor Max LVR
Principal & Interest Interest Only Principal & Interest Interest Only
Basic 80
(Broker Special Discount)
2.94% p.a.
(2 yr discount variable)
80%
Offset 80
(Broker Special Discount)
2.94% p.a.
(2 yr discount variable)
80%
Basic 80
(Broker Special)
3.34% p.a. 3.64% p.a. 3.59% p.a. 3.79% p.a. 80%
Basic 90
(Broker Special)
3.54% p.a. 3.74% p.a. 3.74% p.a. 3.94% p.a. 90%
Offset 80
(Broker Special Plus)
3.14% p.a. 3.24% p.a. 80%
Offset 80
(Broker Special)
3.49% p.a. 3.84% p.a. 3.69% p.a. 3.94% p.a. 80%
Offset 90
(Broker Special)
3.64% p.a. 3.84% p.a. 3.84% p.a. 4.04% p.a. 90%
ZIP Home Loan 3.48% p.a. 90%
Non-resident VIP 4.08% p.a. 4.28% p.a. 80%
Construction 80 4.32% p.a. 4.42% p.a. 80%
Fixed 1 year 5.74% p.a. 6.14% p.a.
(up to 80%)
5.94% p.a. 6.34% p.a.
(up to 80%)
90%
Fixed 2 year 6.24% p.a. 6.64% p.a.
(up to 80%)
6.44% p.a. 6.84% p.a.
(up to 80%)
90%
Fixed 3 year 6.39% p.a. 6.79% p.a.
(up to 80%)
6.59% p.a. 6.99% p.a.
(up to 80%)
90%
Fixed 4 year 6.59% p.a. 6.99% p.a.
(up to 80%)
6.79% p.a. 7.19% p.a.
(up to 80%)
90%
Fixed 5 year 6.64% p.a. 7.04% p.a.
(up to 80%)
6.84% p.a. 7.24% p.a.
(up to 80%)
90%

Green Home Loan Products**

**Rates are discounted for 5 years, reverting to standard applicable product rate. See Green Home Loan Discount Offer Terms and Conditions.
Owner Occupier Investor Max LVR
Principal & Interest Interest Only Principal & Interest Interest Only
Green Basic 90 2.74% p.a. 3.04% p.a. 2.99% p.a. 3.19% p.a. 90%
Green Offset 90 2.89% p.a. 3.24% p.a. 3.09% p.a. 3.34% p.a. 90%
Green Construction 90 2.74% p.a. 3.19% p.a. 90%

SMSF

Owner Occupier Investor Max LVR
Principal & Interest Interest Only Principal & Interest Interest Only
SMSF 80
(Broker Special Discount)
4.74% p.a. 80%
SMSF 70 5.50% p.a. 70%
SMSF 70 - Fixed 5 years 7.55% p.a. 70%
SMSF 80 5.74% p.a. 80%
SMSF 80 - Fixed 5 years 7.79% p.a. 80%

Possible Investor Combinations

Owner Occupied Investor
Combination 1 2.94% p.a
Broker Special Discount Offset 80 - P&I
3.59% p.a
Broker Special Investor Basic 80 - P&I
Combination 2 2.94% p.a
Broker Special Discount Offset 80 - P&I
3.79% p.a
Broker Special Investor Basic 80 - IO
Combination 3 2.94% p.a
Broker Special Discount Basic 80 - P&I
3.69% p.a
Broker Special Investor Offset 80 - P&I
Combination 4 2.94% p.a
Broker Special Discount Basic 80 - P&I
3.94% p.a
Broker Special Investor Offset 80 - IO

Home Loan Brochures

Investor Combinations

Points of difference

Product Matrix

Green Home Loan Brochures

Green Home Loan Brochure

Green Construction & Home Loan Discount Offer T&C

SMSF

SMSF Product Sheet