Firstmac Rates
The Firstmac home loan range is big on flexibility and choice to meet the needs of today's borrowers.
| P&I | I/O | |||||
|---|---|---|---|---|---|---|
| Owner Occupied | Investor | Max LVR | Owner Occupied | Investor | Max LVR | |
| Basic 80 (Broker Special Discount) |
2.19% p.a. (2 yr discount variable) |
— | 80% | — | — | — |
| Basic 80 (Broker Special) |
2.59% p.a. | 2.84% p.a. | 80% | 2.89% p.a. | 3.04% p.a. | 80% |
| Basic 90 (Broker Special) |
2.79% p.a. | 2.99% p.a. | 90% | 2.99% p.a. | 3.19% p.a. | 90% |
| Offset 80 (Broker Special) |
2.74% p.a. | 2.94% p.a. | 80% | 3.09% p.a. | 3.19% p.a. | 80% |
| Offset 90 (Broker Special) |
2.89% p.a. | 3.09% p.a. | 90% | 3.09% p.a. | 3.29% p.a. | 90% |
| ZIP Home Loan | 2.73% p.a. | — | 90% | — | — | — |
| Non-resident VIP | — | 3.33% p.a. | 80% | — | 3.53% p.a. | 80% |
| Construction 80 | — | — | — | 3.57% p.a. | 3.67% p.a. | 80% |
| Construction 90 | — | — | — | 3.77% p.a. | 3.87% p.a. | 90% |
| Fixed 1 year | 3.03% p.a. | 3.23% p.a. | 90% | 3.43% p.a. | 3.63% p.a. | 80% |
| Fixed 2 year | 3.03% p.a. | 3.23% p.a. | 90% | 3.43% p.a. | 3.63% p.a. | 80% |
| Fixed 3 year (Special Offer) |
2.19% p.a. | 2.94% p.a. | 80% | 3.09% p.a. | 3.19% p.a. | 80% |
| Fixed 3 year | 3.03% p.a. | 3.23% p.a. | 90% | — | — | — |
| Fixed 4 year | 3.13% p.a. | 3.33% p.a. | 90% | 3.53% p.a. | 3.73% p.a. | 80% |
| Fixed 5 year | 3.23% p.a. | 3.43% p.a. | 90% | 3.63% p.a. | 3.83% p.a. | 80% |
Possible Investor Combinations
| Owner Occupied | Investor | |
|---|---|---|
| Combination 1 | 2.19% p.a Broker Special Discount Basic 80 - P&I |
2.99% p.a Broker Special Investor Basic 90 - P&I |
| Combination 2 | 2.19% p.a Broker Special Discount Basic 80 - P&I |
3.19% p.a Broker Special Investor Basic 90 - IO |
| Combination 3 | 2.79% p.a Broker Special Basic 90 - P&I |
2.94% p.a Broker Special Investor Offset 80 - P&I |
| Combination 4 | 2.79% p.a Broker Special Basic 90 - P&I |
3.19 p.a Broker Special Investor Offset 80 - IO |
Brochures
