Firstmac Rates
The Firstmac home loan range is big on flexibility and choice to meet the needs of today's borrowers.
| Owner Occupier | Investor | Max LVR | |||
|---|---|---|---|---|---|
| Principal & Interest | Interest Only | Principal & Interest | Interest Only | ||
| Basic 80 (Broker Special Discount) |
2.94% p.a. (2 yr discount variable) |
— | — | — | 80% |
| Offset 80 (Broker Special Discount) |
2.94% p.a. (2 yr discount variable) |
— | — | — | 80% |
| Basic 80 (Broker Special) |
3.34% p.a. | 3.64% p.a. | 3.59% p.a. | 3.79% p.a. | 80% |
| Basic 90 (Broker Special) |
3.54% p.a. | 3.74% p.a. | 3.74% p.a. | 3.94% p.a. | 90% |
| Offset 80 (Broker Special Plus) |
3.14% p.a. | 3.24% p.a. | — | — | 80% |
| Offset 80 (Broker Special) |
3.49% p.a. | 3.84% p.a. | 3.69% p.a. | 3.94% p.a. | 80% |
| Offset 90 (Broker Special) |
3.64% p.a. | 3.84% p.a. | 3.84% p.a. | 4.04% p.a. | 90% |
| ZIP Home Loan | 3.48% p.a. | — | — | — | 90% |
| Non-resident VIP | — | — | 4.08% p.a. | 4.28% p.a. | 80% |
| Construction 80 | — | 4.32% p.a. | — | 4.42% p.a. | 80% |
| Fixed 1 year | 5.74% p.a. | 6.14% p.a. (up to 80%) |
5.94% p.a. | 6.34% p.a. (up to 80%) |
90% |
| Fixed 2 year | 6.24% p.a. | 6.64% p.a. (up to 80%) |
6.44% p.a. | 6.84% p.a. (up to 80%) |
90% |
| Fixed 3 year | 6.39% p.a. | 6.79% p.a. (up to 80%) |
6.59% p.a. | 6.99% p.a. (up to 80%) |
90% |
| Fixed 4 year | 6.59% p.a. | 6.99% p.a. (up to 80%) |
6.79% p.a. | 7.19% p.a. (up to 80%) |
90% |
| Fixed 5 year | 6.64% p.a. | 7.04% p.a. (up to 80%) |
6.84% p.a. | 7.24% p.a. (up to 80%) |
90% |
Green Home Loan Products**
| Owner Occupier | Investor | Max LVR | |||
|---|---|---|---|---|---|
| Principal & Interest | Interest Only | Principal & Interest | Interest Only | ||
| Green Basic 90 | 2.74% p.a. | 3.04% p.a. | 2.99% p.a. | 3.19% p.a. | 90% |
| Green Offset 90 | 2.89% p.a. | 3.24% p.a. | 3.09% p.a. | 3.34% p.a. | 90% |
| Green Construction 90 | — | 2.74% p.a. | — | 3.19% p.a. | 90% |
SMSF
| Owner Occupier | Investor | Max LVR | |||
|---|---|---|---|---|---|
| Principal & Interest | Interest Only | Principal & Interest | Interest Only | ||
| SMSF 80 (Broker Special Discount) |
— | — | 4.74% p.a. | — | 80% |
| SMSF 70 | — | — | 5.50% p.a. | — | 70% |
| SMSF 70 - Fixed 5 years | — | — | 7.55% p.a. | — | 70% |
| SMSF 80 | — | — | 5.74% p.a. | — | 80% |
| SMSF 80 - Fixed 5 years | — | — | 7.79% p.a. | — | 80% |
Possible Investor Combinations
| Owner Occupied | Investor | |
|---|---|---|
| Combination 1 | 2.94% p.a Broker Special Discount Offset 80 - P&I |
3.59% p.a Broker Special Investor Basic 80 - P&I |
| Combination 2 | 2.94% p.a Broker Special Discount Offset 80 - P&I |
3.79% p.a Broker Special Investor Basic 80 - IO |
| Combination 3 | 2.94% p.a Broker Special Discount Basic 80 - P&I |
3.69% p.a Broker Special Investor Offset 80 - P&I |
| Combination 4 | 2.94% p.a Broker Special Discount Basic 80 - P&I |
3.94% p.a Broker Special Investor Offset 80 - IO |
Home Loan Brochures
Green Home Loan Brochures
SMSF