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Owner occupier rates

OO & INV Packages

OO & INV Packages
Principal & Interest
Interest only
Max LVR
Offset 80 & Standard INV Rate~
6.09% p.a.
80%

Broker Specials

Broker Specials
Principal & Interest
Interest only
Max LVR
Basic 70
6.24% p.a.
70%
Basic 80
6.54% p.a.
80%
Offset 80
6.54% p.a.
6.84% p.a.
80%

Standard variable

Standard variable
Principal & Interest
Interest only
Max LVR
Basic 80
6.94% p.a.
7.24% p.a.
80%
Offset 80
7.09% p.a.
7.44% p.a.
80%
Basic 90
7.14% p.a.
7.34% p.a.
90%
Offset 90
7.24% p.a.
7.44% p.a.
90%
ZIP Home Loan
7.08% p.a.
90%

Construction

Construction
Principal & Interest
Interest only
Max LVR
Construction 80
7.92% p.a.
80%
Construction 90
8.12% p.a.
90%

Fixed

Fixed
Principal & Interest
Interest only
Max LVR
Fixed 1 year
6.79% p.a.
7.19% p.a. (up to 80%)
90%
Fixed 2 year
6.74% p.a.
7.14% p.a. (up to 80%)
90%
Fixed 3 year
6.69% p.a.
7.09% p.a. (up to 80%)
90%
Fixed 4 year
6.89% p.a.
7.29% p.a. (up to 80%)
90%
Fixed 5 year
6.94% p.a.
7.34% p.a. (up to 80%)
90%
Fixed 5 year (Special Offer)
6.54% p.a.
90%

Green Home Loans**

Green Home Loans**
Principal & Interest
Interest only
Max LVR
Green Basic 90
5.99% p.a.
5.99% p.a.
90%
Green Offset 90
5.99% p.a.
5.99% p.a.
90%
Green Construction 90
6.34% p.a.
90%

Solar Home Loan Products^

Solar Home Loan Products^
Principal & Interest
Interest only
Max LVR
Solar Basic 90
6.09% p.a.
6.59% p.a.
90%
Solar Offset 90
6.19% p.a.
6.69% p.a.
90%
Solar Construction 90
6.64% p.a.
90%

Bridging Finance

Bridging Finance
Principal & Interest
Interest only
Max LVR
Bridging Finance
-
8.00%+
80%

Investor rates

Standard variable

Standard variable
Principal & Interest
Interest only
Max LVR
Basic 80
7.19% p.a.
7.39% p.a.
80%
Offset 80
7.29% p.a.
7.54% p.a.
80%
Basic 90
7.34% p.a.
7.54% p.a.
90%
Offset 90
7.44% p.a.
7.64% p.a.
90%
Ex-Pat#
7.68% p.a.
7.88% p.a.
80%

Construction

Construction
Principal & Interest
Interest only
Max LVR
Construction 80
8.02% p.a.
80%

Fixed

Fixed
Principal & Interest
Interest only
Max LVR
Fixed 1 year
6.99% p.a.
7.39% p.a. (up to 80%)
90%
Fixed 2 year
6.94% p.a.
7.34% p.a. (up to 80%)
90%
Fixed 3 year
6.89% p.a.
7.29% p.a. (up to 80%)
90%
Fixed 4 year
7.09% p.a.
7.49% p.a. (up to 80%)
90%
Fixed 5 year
7.14% p.a.
7.54% p.a. (up to 80%)
90%

Green Home Loans**

Green Home Loans**
Principal & Interest
Interest only
Max LVR
Green Basic 90
5.99% p.a.
5.99% p.a.
90%
Green Offset 90
5.99% p.a.
5.99% p.a.
90%
Green Construction 90
6.79% p.a.
90%

Solar Home Loan Products^

Solar Home Loan Products^
Principal & Interest
Interest only
Max LVR
Solar Basic 90
6.49% p.a.
6.59% p.a.
90%
Solar Offset 90
6.59% p.a.
6.69% p.a.
90%
Solar Construction 80
-
7.09% p.a.
80%

SMSF Home Loans

SMSF Home Loans
Principal & Interest
Interest only
Max LVR
SMSF 70
7.24% p.a.
70%
SMSF 80
7.74% p.a.
80%
SMSF 80 (Fixed 2 years)
7.69% p.a.
80%
SMSF 80 (Fixed 3 years)
7.59% p.a.
80%
SMSF 80 (Fixed 5 years)
7.84% p.a.
80%

Possible investor combinations

OO + INV

OO + INV
Owner Occupied
Investor
Combination 1
6.09% p.a
Offset 80 (OO & INV Package) - P&I
7.19% p.a
Broker Special Investor Basic 80 - P&I
Combination 2
6.09% p.a
Offset 80 (OO & INV Package) - P&I
7.39% p.a
Broker Special Investor Basic 80 - IO
Combination 3
6.09% p.a
Offset 80 (OO & INV Package) - P&I
7.29% p.a
Broker Special Investor Offset 80 - P&I
Combination 4
6.09% p.a
Offset 80 (OO & INV Package) - P&I
7.54% p.a
Broker Special Investor Offset 80 - IO

Home loan brochures

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