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Australian Government guaranteed

The Firstmac deposit products are covered by the Australian Government Guarantee. The Australian Government automatically guarantees deposits which are placed with an Authorised Deposit-taking Institution (ADI), up to the balance of $250,000.

For further information on the Financial Claims Scheme (FCS) please visit their website and FAQ’s.

What happens at maturity?

At the time of applying you advised us what you would like to happen at maturity of your term deposit (that's when the term of your deposit ends).

These were the options to choose from:

  • Renew your principal and interest for the same or a different standard term.
  • Renew your principal only for the same or a different standard term, and have your interest credited to your linked bank account.
  • Close your term deposit at maturity.

You can change your maturity instructions by calling us any time before your term deposit matures.

Call us on 13 12 20

Current Rollover Rates

Rates as at 1 October 2024

30 days
4.00% p.a.
60 days
4.35% p.a.
90 days
4.65% p.a.
180 days
4.85% p.a.
12 months
4.70% p.a.
24 months
4.20% p.a.

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