Asset Finance - Firstmac

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Flexible & competitive

As Australia's largest non-bank lender, Firstmac offers a very competitive range of car loans. Firstmac lends for all kinds of cars, for personal use.

Our car loans are available around the country through our accredited Broker network.

With low rates and great features, there is bound to be a Firstmac car loan that is right for you.

Key Features

Flexible rates

We offer both variable and fixed rate car loans. Fixed rate car loans give you the certainty of knowing what your repayments will be for the term of your loan, while protecting you against any rate increases. Whereas variable rate car loans offer more flexibility, such as the ability to make additional payments and withdraw them when you need.

Principal & interest and balloon payments

A Principal and Interest loan
We offer flexible principal and interest repayment schedules for our car loans, including weekly, fortnightly, or monthly options.

A "balloon" payment
A balloon payment option allows approved customers to opt for lower monthly repayments during the term of the loan, followed by a larger residual value - the balloon payment - at the end of the term

Borrow up to $150,000

Firstmac offers car loans ranging from $5,000 to $150,000 bringing the vast majority of cars within reach.

Redraw facility

A redraw facility is available on variable rate loans.

Asset Finance broker?
Get accredited with Firstmac

We’re an Australian owned company, with more than 40 years experience, and over $15 billion in mortgages under management.

Learn more

Recent awards

2024 Australian Broker 5-Star Sustainable Program

Bronze – Mortgage professional Australia

We're recognised & awarded by the Australian financial industry. View all awards

Customer reviews

More customer reviews

“ Firstmac is exceptional

Firstmac is exceptional; this is the second loan I’ve got with them. Good experience all round very professional lender.„

Richard B.

“ Amazing service, fast and effective

I was paired up with Firstmac through a broker and was I glad. Amazing service, fast and effective and their online services and app is second to none. The team at Firstmac will be my first stop if ever looking for finance or any of their other services again.„

Declan M.

“ Will continue to recommend them

First time getting a car loan and Firstmac is perfect for my situation as a single mum. Have already and will continue to recommend them.„

Angela M.

More customer reviews

Firstmac is a proudly Australian-owned and run company that has been in business for more than 40 years.

Helping people at the heart of everything we do

We are real people, not robots or a faceless corporation

We specialise in simple, affordable and competitive financial products.

Firstmac is a proudly Australian-owned and run company that has been in business for more than 40 years.

Helping people at the heart of everything we do

We are real people, not robots or a faceless corporation

We specialise in simple, affordable and competitive financial products.

Firstmac Asset Finance

Flexible & competitive