Home Loans
Green Home Loan
Get up to 0.90% discount on your home loan rate for a qualifying green home**.
Green Home Loan
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About Us
Firstmac is a proudly Australian-owned and run company that has been in business for more than 40 years.
Find Out MoreAbout FirstmacWho we are and how we can help you achieve your goals.
Our HistoryOur journey from a small family business to a big family business!
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Our Purpose
Helping people at the heart of everything we do
Our PurposeESG FootprintOur Environmental, Social and Governance footprints.
Domestic Violence PolicyOur Environmental, Social and Governance policies.
Women, Children and Community ProgramSupporting Women, Children & Community.
Broncos SponsorshipLong-term sponsors of the mighty Brisbane Broncos NRL team.
Our ValuesThe core values that guide us every day.
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Our People
We are real people, not robots or a faceless corporation
Our PeopleFirstmac cultureOur positive and inclusive work environment.
RecruitmentInterested in joining the Firstmac team?
Executive TeamThe key people who run our company.
Board of DirectorsIntroducing the Firstmac Board.
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Products
We specialise in simple, affordable and competitive financial products.
Our ProductsHome LoansLooking for low-rate home loan with great features?
Asset FinanceOur simple asset finance loans will get you behind the wheel fast.
Experiencing Hardship?We know that financial hardship can happen to anyone, and we are here to help.
- Contact Us
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Login
Firstmac Money
Login to online services and manage your account.
Firstmac onTrackLogin and access your loan documents electronically.
Home Loan BrokersSite with tools and resources for home loan brokers.
Car Loan BrokersSite with tools and resources for car loan brokers.
ManagersSite with tools and resources for mortgage managers.
Institutional InvestorsPortfolio data for Firstmac RMBS and ABS.
About Firstmac
×
Who we are and how we can help you achieve your goals.
Our HistoryOur journey from a small family business to a big family business!
NewsroomOur latest innovations, stories and public announcements.
AwardsSee how the experts have recognised Firstmac.
ESG Footprint
×
Our Environmental, Social and Governance footprints.
Domestic Violence PolicyOur Environmental, Social and Governance policies.
Women, Children and Community ProgramSupporting Women, Children & Community.
Broncos SponsorshipLong-term sponsors of the mighty Brisbane Broncos NRL team.
Our ValuesThe core values that guide us every day.
Firstmac culture
×
Our positive and inclusive work environment.
RecruitmentInterested in joining the Firstmac team?
Executive TeamThe key people who run our company.
Board of DirectorsIntroducing the Firstmac Board.
Home Loans
×
Looking for low-rate home loan with great features?
Asset FinanceOur simple asset finance loans will get you behind the wheel fast.
Experiencing Hardship?We know that financial hardship can happen to anyone, and we are here to help.
CalculatorsHome and car-loan calculators and more…
FAQsGot a question about our products?
Firstmac Money
×
Login to online services and manage your account.
Firstmac onTrackLogin and access your loan documents electronically.
Home Loan BrokersSite with tools and resources for home loan brokers.
Car Loan BrokersSite with tools and resources for car loan brokers.
ManagersSite with tools and resources for mortgage managers.
Institutional InvestorsPortfolio data for Firstmac RMBS and ABS.
-
About Us
Firstmac is a proudly Australian-owned and run company that has been in business for more than 40 years.
Find Out MoreAbout FirstmacWho we are and how we can help you achieve your goals.
Our HistoryOur journey from a small family business to a big family business!
-
Our Purpose
Helping people at the heart of everything we do
Our PurposeESG FootprintOur Environmental, Social and Governance footprints.
Domestic Violence PolicyOur Environmental, Social and Governance policies.
Women, Children and Community ProgramSupporting Women, Children & Community.
Broncos SponsorshipLong-term sponsors of the mighty Brisbane Broncos NRL team.
Our ValuesThe core values that guide us every day.
-
Our People
We are real people, not robots or a faceless corporation
Our PeopleFirstmac cultureOur positive and inclusive work environment.
RecruitmentInterested in joining the Firstmac team?
Executive TeamThe key people who run our company.
Board of DirectorsIntroducing the Firstmac Board.
-
Products
We specialise in simple, affordable and competitive financial products.
Our ProductsHome LoansLooking for low-rate home loan with great features?
Asset FinanceOur simple asset finance loans will get you behind the wheel fast.
Experiencing Hardship?We know that financial hardship can happen to anyone, and we are here to help.
- Contact Us
-
LoginFirstmac Money
Login to online services and manage your account.
Firstmac onTrackLogin and access your loan documents electronically.
Home Loan BrokersSite with tools and resources for home loan brokers.
Car Loan BrokersSite with tools and resources for car loan brokers.
ManagersSite with tools and resources for mortgage managers.
Institutional InvestorsPortfolio data for Firstmac RMBS and ABS.
About Firstmac
×
Who we are and how we can help you achieve your goals.
Our HistoryOur journey from a small family business to a big family business!
NewsroomOur latest innovations, stories and public announcements.
AwardsSee how the experts have recognised Firstmac.
ESG Footprint
×
Our Environmental, Social and Governance footprints.
Domestic Violence PolicyOur Environmental, Social and Governance policies.
Women, Children and Community ProgramSupporting Women, Children & Community.
Broncos SponsorshipLong-term sponsors of the mighty Brisbane Broncos NRL team.
Our ValuesThe core values that guide us every day.
Firstmac culture
×
Our positive and inclusive work environment.
RecruitmentInterested in joining the Firstmac team?
Executive TeamThe key people who run our company.
Board of DirectorsIntroducing the Firstmac Board.
Home Loans
×
Looking for low-rate home loan with great features?
Asset FinanceOur simple asset finance loans will get you behind the wheel fast.
Experiencing Hardship?We know that financial hardship can happen to anyone, and we are here to help.
CalculatorsHome and car-loan calculators and more…
FAQsGot a question about our products?
Firstmac Money
×
Login to online services and manage your account.
Firstmac onTrackLogin and access your loan documents electronically.
Home Loan BrokersSite with tools and resources for home loan brokers.
Car Loan BrokersSite with tools and resources for car loan brokers.
ManagersSite with tools and resources for mortgage managers.
Institutional InvestorsPortfolio data for Firstmac RMBS and ABS.
HOME LOANS
ZIP Home Loan
A super-low-rate home loan that comes with an interest-free $5,000 limit Visa debit card.
$5k Visa debit card
Your Visa debit card with a $5,000 limit will operate like a line of credit, but the outstanding balance on the card will never be charged interest.
$0 fees
No monthly or ongoing fees, for either your debit card or your home loan.
Flexible repayments
You may make unlimited additional repayments on your home loan.
Say goodbye to credit card interest
The ZIP Home Loan is a super-low-rate home loan that comes with an interest-free $5,000 limit Visa debit card.
Now you can throw away your credit cards and enjoy the same convenience on your purchases without paying interest!
Whether you are refinancing to save money or buying a new home, you will receive the same 0% ZIP Visa debit card and the same low home loan rate.
If you are looking to save money on interest and fees with a low rate home loan while also avoiding expensive credit cards, this is the loan for you.
Upfront fees & costs
Our fees & costs
Amount
Monthly fee
$0
Annual fee
$0
Application fee
$0
Documentation fee
$200
Settlement fee
$300
Discharge fee*
$300
Government & third-party costs
Amount
Valuation fee (may be higher in some cases)#
$221 or at cost
Government fees and charges#
At cost
Customer reviews
“
I totally recommend for friends and family! Thank you for the help and support during the process.„
Erika I.
“
I used my broker from Finance Finance Finance and Firstmac had the better rate and terms. The process was very simple to set up and follow. Online application gives you all the detail's you require, and the phone app keeps it simple. Firstmac beat even my own bank which surprised me from banking with the big 4 for a long time.„
John R.
“
5 Stars – Smooth, Professional, and Supportive Experience! What really stood out was how easy and transparent the process was. The approval was quick, and I was kept informed every step of the way. Thanks to Firstmac, I was able to drive off in my new car stress-free and with total confidence in the financial side of things. I highly recommend Firstmac to anyone looking for trustworthy and efficient car financing. They truly care about their customers and go the extra mile to make sure everything goes smoothly! Thank you„
Arlene R.
Green Home Loan
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