Car Loans

Firstmac Car Loans are a competitive and cost-efficient car finance option for Australians

Firstmac have some great offerings, including our new variable car loan from 3.19%, one of the lowest rates in Australia, where customers can access a redraw facility and redraw up to $5000 per day. We have no ongoing or annual fees, and offer interest rate discounts for home owners and Green Cars.

We have many points of difference in the market to benefit your customers and help you create sales opportunities.

Our Car Loans

  • Base rate from 3.19%
  • Competitive brokerage commission plans, compare using our quick online quoting tool
  • No monthly fees
  • Refinance is available (consumer)
  • Redraw available for variable at no extra cost
  • Variable or Fixed Rate option
  • Financed - Fees, insurances and warranties have no impact on LVR calculation
  • Green Cars - a 0.70% discount for electric and hybrid vehicles
  • Consumer car loans
  • Home owners - receive a 1.00% discount
  • No spousal income documents required for applicants with CCR above 600