Safe and secure

All Firstmac deposit products are covered by the Australian Government Guarantee up to a sum of $250,000.

Competitive interest rate

We offer competitive term deposit rates and terms ranging from 30 days to 24 months to help you reach your savings goal.

Returns locked in

Lock in your return with a secure fixed term deposit rate for the length of your chosen deposit term.

Flexible terms

Choose from a range of terms including a 3 month term deposit, a 6 month term deposit, a 1 year term deposit and a 2 year term deposit. Other terms available on request.

Invest $5,000 or more

Start with $5,000 or $5 million in your Firstmac Term Deposit, and let your money work for you.

Easy online application

We make it easy to invest in a high interest term deposit. Go from application to investment in just a few easy online steps.

Term deposit rates

Feel confident knowing exactly how much your money will earn. See our most popular term deposit interest rates below.

Term deposit Maturity rate
30 days 0.70% p.a.
60 days 0.95% p.a.
90 days 1.80% p.a.
180 days 2.45% p.a.
12 months 3.15% p.a.
24 months 3.15% p.a.
Apply online

Applying with us is easy. Apply for a term deposit online in just a few single steps.

Speak with a specialist

Our friendly term deposit specialists can help you find the deposit that is right for you.

Chat to our team

Connect to chat to talk to team about your loan or term deposit.

What happens at maturity?

When you apply, all you need to do is tell us what you would like to happen at maturity of your term deposit (that’s when the term of your deposit ends).

Here are the options to choose from:

  • Renew your principal and interest for the same or a different standard term, or to a maturity date selected by you.

  • Renew your principal only for the same or a different standard term, or to a maturity date selected by you, and have your interest credited to your linked bank account.

  • Close your term deposit at maturity.

Changes to maturity instructions:

You can change your maturity instructions by calling us any time before your term deposit matures.

Call us on 13 12 20

You must:
  • Have at least $5000 to invest

You will need to give us:

  • An Australian residential address
  • A phone number
  • Your bank account details
  • Your Tax File Number (otherwise tax is deducted at the highest marginal rate)
  • Driver’s license

Guides & articles

Learn more about Term Deposits.


High Livez Bond Fund

Did your investment fund return 4.85% p.a.*?

  • Dedicated investment specialist
  • Accepts SMSF & Trust investments
  • Zero entry and exit fees
  • Distributions paid monthly
  • Add and/or withdraw funds monthly