Savings

Start with $5000, or $5 million, in your Firstmac Term Deposit. Your funds will be working for you and secured by the Australian Government Guarantee.

30 day term deposit

1.95%p.a.

Interest paid at maturity

Apply now

60 day term deposit

2.00%p.a.

Interest paid at maturity

Apply now

90 day term deposit

2.75%p.a.

Interest paid at maturity

Apply now

6 month term deposit

2.75%p.a.

Interest paid at maturity

Apply now

9 month term deposit

2.75%p.a.

Interest paid at maturity

Apply now

12 month term deposit

2.85%p.a.

Interest paid at maturity

Apply now

Features

  • Safe and secure with an Australian Government Guarantee
  • Competitive interest rates
  • Lock in your return - a secure fixed rate for the length of the term
  • Flexible terms, choose from 30 days, 60 days, 90 days, 6 months, 9 months, 12 months and 24 months. Other terms available on request
  • Easy online application

How they work

When you apply, all you need to do is tell us what you would like to happen at maturity of your term deposit (that's when the term of your deposit ends).

Here are the options to choose from:
  • Renew your principal and interest for the same or a different standard term, or to a maturity date selected by you
  • Renew your principal only for the same or a different standard term, or to a maturity date selected by you, and have your interest credited to your linked bank account
  • Close your term deposit at maturity

Maturity instructions

You can change your maturity instructions by calling us on 13 12 20 any time before your term deposit matures.

Firstmac Term Deposit Rates

Market leading deposit rates with an Australian Government guarantee.

Deposit term Maturity rate Monthly rate
30 days 1.95% pa n/a
60 days 2.00% pa n/a
90 days 2.75% pa n/a
6 months 2.75% pa 2.65% pa
9 months 2.75% pa 2.65% pa
12 months 2.85% pa 2.75% pa
24 months 2.75% pa 2.65% pa
Lending criteria, fees, charges and conditions apply.  See full terms and conditions.  This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness before acting on it.   The products and services described on this website are available only in Australia.   Management of all loans is carried out by Firstmac Limited ACN 094 145 963 Australian Credit Licence 290600.