Savings

Start with $5000, or $5 million, in your Firstmac Term Deposit. Your funds will be working for you and secured by the Australian Government Guarantee.

30 day term deposit

2.00%p.a.

Interest paid at maturity

Apply now

60 day term deposit

2.10%p.a.

Interest paid at maturity

Apply now

90 day term deposit

2.55%p.a.

Interest paid at maturity

Apply now

6 month term deposit

2.75%p.a.

Interest paid at maturity

Apply now

12 month term deposit

2.65%p.a.

Interest paid at maturity

Apply now

24 month term deposit

2.75%p.a.

Interest paid at maturity

Apply now

Features

  • Safe and secure with an Australian Government Guarantee
  • Competitive interest rates
  • Lock in your return - a secure fixed rate for the length of the term
  • Flexible terms, choose from 30 days, 60 days, 90 days, 6 months, 12 months and 24 months. Other terms available on request
  • Easy online application

How they work

When you apply, all you need to do is tell us what you would like to happen at maturity of your term deposit (that's when the term of your deposit ends).

Here are the options to choose from:
  • Renew your principal and interest for the same or a different standard term, or to a maturity date selected by you
  • Renew your principal only for the same or a different standard term, or to a maturity date selected by you, and have your interest credited to your linked bank account
  • Close your term deposit at maturity

Maturity instructions

You can change your maturity instructions by calling us on 13 12 20 any time before your term deposit matures.

Firstmac Term Deposit Rates

Market leading deposit rates with an Australian Government guarantee.

Deposit term Maturity rate Monthly rate
30 days 2.00% pa n/a
60 days 2.10% pa n/a
90 days 2.55% pa n/a
6 months 2.75% pa 2.65% pa
12 months 2.65% pa 2.55% pa
24 months 2.75% pa 2.65% pa
starINVESTMENT

High Livez Bond Fund - Did your investment return 5.82% p.a*

  • Dedicated investment specialist
  • Accepts SMSF & Trust investments
  • Zero entry and exit fees
  • Distributions paid monthly
  • Add and/or withdraw funds monthly

Firstmac Term Deposits are distributed by Firstmac Limited, ABN 59 094 145 963, AFSL No. 290600 and issued by Goldfields Money Limited, ABN 63 087 651 849, AFSL No. 246884.

This information is general information only and does not take into account any person’s situation, financial objectives or needs. Firstmac recommends you read the Term Deposit Product Disclosure Statement in its entirety before making an decision to invest.

*Total return for the 7 years to 31 January 2019 and 6.12% p.a. since inception on 29 March 2011. The total return is the trust’s consolidated performance over the period referenced. Past performance is not indicative of future performance and should not be the only factor considered when selecting an investment. Performance is calculated on an initial investment of $10,000 with distributions reinvested. Ongoing fees and expenses have been applied however individual taxes are excluded. This information is general information only and does not take into account your individual objectives, financial situation or needs. You should assess whether the information is appropriate for you and consider obtaining financial advice prior to making an investment decision.

High Livez is issued by Perpetual Trust Services Limited ("Perpetual") ACN 000 142 049 AFSL 236648 as the Responsible Entity of the Trust. The Investment Manager is Firstmac Limited ("Firstmac") ACN 094 145 963 AFSL 290600. Firstmac High Livez and the Product Disclosure Statement (PDS) is available at www.firstmac.com.au or by contacting Firstmac on 13 12 20. The information in this document is general information only and does not take into account any person's situation, financial objectives or needs. You should read the PDS in its entirety before making any decision to invest. Perpetual and Firstmac strongly recommend you obtain independent professional financial advice on the risks and suitability of this product. The value of your investment in High Livez could go down as well as up. Past performance is not a reliable indicator of future performance. Restrictions may apply to the amount and timing of withdrawal requests - refer to the PDS for full details.