What others say about High Livez

"The performance of High Livez has been strong, outperforming its benchmark and peers. Management fees are low at 0.60 per cent pa(including expenses), there are no withdrawal or other fees, and no buy/sell spread. Also it seems to meet the 'purpose test' for a unitised investment as it facilitates access for retail investors to the RMBS market - a market that is usually only accessible to institutional investors." - Switzer Super Report, Dec 2012

"With current returns to investors in the High Livez fund averaging around 8.36% pa(with a "target" return of 7.8% pa), and with income being paid monthly, the High Livez fund could provide a useful way for investors to access Australian property market returns without the risk attached to specific properties.- Eureka Report, Dec 2011

"Potential for consistent and reliable income with reduced volatility from an asset class sector usually only available to institutions." - The Australian, Dec 2011

At a glance

  • Invested in highly-rated Australian bonds and cash
  • Distributions paid monthly
  • Zero entry and exit fees
  • Management costs are capped at 0.60% pa
  • SMSF investment permitted
  • Not a Mortgage Trust

Why invest in High Livez?

The Trust will invest in Asset Backed securities and Short Term Money Market Securities which are normally only available to professional and institutional investors.

  • Firstmac has specialist knowledge of Residential Mortgage- Backed Securities (RMBS)
  • Firstmac has publicly issued over $14 billion RMBS since 2003 with all principal and monthly payments paid on schedule
  • Perpetual is the Responsible Entity, Custodian, and determines unit pricing
  • RMBS is a type of bond secured by a pool of residential mortgages, no construction or development properties

Responsible Entity

Investment Manager

Fund performance - since inception


Total return for the 5 years to 31 October 2016 and 6.80% p.a. since inception on 29 March 2011.

Past performance is not indicative of future performance and should not be the only factor considered when selecting an investment

Fund Performance Figures

*Total return for the 5 years to 31 October 2016 and 6.80% p.a. since inception on 29 March 2011. The total return is the trust’s consolidated performance over the period referenced. Past performance is not indicative of future performance and should not be the only factor considered when selecting an investment. Performance is calculated on an initial investment for $10,000 with distributions reinvested. Ongoing fees and expended have been applied however individual taxes are excluded. This information is general information only and does not take into account your individual objectives, financial situation or needs. You should assess whether the information is appropriate for you and consider obtaining financial advice prior to making an investment decision.

High Livez is issued by Perpetual Trust Services Limited("Perpetual") ACN 000 142 049 AFSL 236648 as the Responsible Entity of the Trust. The Investment Manager is Firstmac Limited ("Firstmac") ACN 094 145 963 AFSL 290600. Firstmac High Livez and the Product Disclosure Statement(PDS) is available at www.firstmac.com.au or by contacting Firstmac on 13 12 20. The information in this document is general information only and does not take into account any person's situation, financial objectives or needs. You should read the PDS in its entirety before making any decision to invest. Perpetual and Firstmac strongly recommend you obtain independent professional financial advice on the risks and suitability of this product. The value of your investment in High Livez could go down as well as up. Past performance is not a reliable indicator of future performance. Restrictions may apply to the amount and timing of withdrawal requests - refer to the PDS for full details.