FirstMac Online

Our home loan products

Searching for a suitable home loan in today’s competitive market can be a challenge. At FirstMac we constantly review and improve our product range to ensure it is tailored to meet different borrower needs. Perhaps one of our home loans below can help you.

FightBack II loan – a fully featured home loan that packs more punch with its champion capped variable and professional pack rates. It's completely flexible so you can mix and match the alternatives to suit your needs precisely.

X loan – a flexible home loan with so many features and options that it operates like a complete personal financial package.

ZIP loan – a home loan with a 0% interest Visa debit linked to your line of credit loan account, making your money work smarter for you.

Find a home loan that suits your needs

Need help choosing a new loan? Call 1300 firstmac (that's 1300 34 77 86) or email us.

What are your needs?	Our home loans that suit your needs
Are you looking to purchase an investment property and to capitalise on negative gearing?	Our FightBack II, X and ZIP home loans are ideal for borrowers seeking to purchase a home or investment property.
Do you wish to refinance, or reduce your mortgage repayments?	Our FightBack II and ZIP home loans are ideal for borrowers seeking to refinance an existing home loan with another lender to help you pay off your home faster by making your money work smarter for you. Refinancing can also help you reduce your mortgage repayments.
Are you looking to purchase your dream property?	Our X FullDoc home loan is ideal, with its flexible lending guidelines you can borrow up to $1 million in value (maximum 90% LVR).
Are you an experienced borrower wanting to upgrade to a new home?	Our FightBack II and X home loans have so many features and online access that they operate like complete personal financial packages for sophisticated borrowers looking to buy a home or investment property.
Do you want finance to construct or renovate your home?	Our flexible X home loan enables you to borrow up to 90% for construction at a competitive variable rate. Then after the construction period, you can utilise full loan functionality and online access to manage just about every aspect of your loan account.
Are you self employed with the ability to service a home loan?	If you have full financials, our X and ZIP FullDoc home loans may be the right choice for you (conditions apply).
Are you seeking to access equity in a property?	Our FightBack II, X and ZIP home loans enable you to access equity in a property for any worthwhile personal or investment purpose.