FirstMac Online

Our home loan products

Searching for a suitable home loan in today’s competitive market can be a challenge. At FirstMac we constantly review and improve our product range to ensure it is tailored to meet different borrower needs. Perhaps one of our home loans below can help you.

HomeRun08 loan – a home loan that has all bases covered - ideal for investors looking to capitalise on negative gearing or property investment opportunities, or owner-occupiers looking for a fully featured variable rate home loan.

X loan – a flexible home loan with so many features and options that it operates like a complete personal financial package.

ZIP loan – a home loan with a 0% interest Visa debit linked to your line of credit loan account, making your money work smarter for you.

Find a home loan that suits your needs

Need help choosing a loan? Call 1300 firstmac (that's 1300 34 77 86).

What are your needs?	Our home loans that suit your needs
Are you looking to purchase an investment property and to capitalise on negative gearing?	Our HomeRun08, X and ZIP home loans are ideal for borrowers seeking to purchase a home or investment property.
Do you wish to refinance, or reduce your mortgage repayments?	Our ZIP home loan is ideal for borrowers seeking to refinance an existing home loan to help you pay off your home faster by making your money work smarter for you. Refinancing can also help you reduce your mortgage repayments.
Are you looking to purchase a luxury property?	Our HomeRun08 home loan is ideal, with its flexible lending guidelines you can borrow larger amounts up to $5 million in value (maximum 80% LVR).
Are you an experienced borrower wanting to upgrade to a new home?	Our X home loan has so many features and online access that it operates like a complete personal financial package for sophisticated borrowers looking to buy a home or investment property.
Do you want finance to construct or renovate your home?	Our flexible HomeRun08 and X home loan enables you to borrow up to 95% for construction at a competitive variable rate. Then after the construction period, you can utilise full loan functionality and online access to manage just about every aspect of your loan account.
Are you self employed and have minimal financials but the ability to service a home loan?	Our HomeRun08, LoDoc home loan enables you to borrow up to 60% of the property value. Or, if you have full financials, our X and ZIP FullDoc home loans may be the right choice for you (conditions apply).
Are you seeking to access equity in a property?	Our X and ZIP home loans enable you to access equity in a property for any worthwhile personal or investment purpose.