With a FightBack II home loan you have more clout to beat rising interest rates. It's the variable home loan that's small on rates but packed with real punchy features.

FightBack II pro-pack has a knockout variable interest rate plus all the transactional features you'd expect.

FightBack II capped offers a variable interest rate with a competitive capped rate for two years (to help fight against rising interest rates). If interest rates fall, then yours falls. And if they rise, yours won't go over the capped rate during the two years!

It's a true competitor that offers extra choice for borrowers wishing to purchase owner-occupied or investment residential property, or for those wishing to refinance an existing property loan they have with another lender.

Pay off your home faster and save on interest by simply depositing all your income from any source into your redraw offset account, reducing the amount of interest payable on your home loan. You can then pay your regular bills and living expenses with the VISA debit card which is attached. 

Want to find out more about FightBack II?

• If you are a broker or mortgage manager call 1800 791 570
• If you are a borrower call 1300 34 77 86 
• Or email us

(FightBack II is a FullDoc home loan with variable rate options. Rates are subject to change without notice.) 

A FightBack II loan is ideal for:

• Home buyers
• Refinances 
• Property investors

You can take out a FightBack II loan for up to $600,000 and 30 years. And because FightBack II is a FullDoc loan, you can borrow up to 80% of the property value.

Best of all the interest rate will knock you out.

Key features:

• Borrow up to 80% (LVR)
• FullDoc only
• Loan amounts: $50,000 to $600,000
• Comes with a 100% redraw offset account allowing you to reduce the interest charged
• Comes with a fully transactional VISA debit card linked to your offset account
• Unlimited redraws at no cost
• Unlimited free phone (IVR), internet, EFTPOS, biller payments and cheques per month
• Choose the capped option or professional pack option - or the best of both by making part of your loan capped and part pro-pack
• Available for new loans only

Key benefits:

• Total flexibility - ideal for borrowers wanting more control and loan functionality
• 100% redraw offset facility available which means you can knock years off the term of your loan, saving considerable interest